Tesseract
Tesseract Investment Oy · FI · 30 countries served
Tesseract Investment Oy is a Helsinki-based institutional digital-asset manager. MiCA CASP licence since 2025-09-12 with full 30-country EEA passport. 5 service categories including advice and portfolio management — a rare combination in the MiCA ecosystem.
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Fees
| Spot maker | 1.00% |
| Spot taker | 1.00% |
| SEPA deposit | Free |
| Card deposit | 0.00% |
| SEPA withdrawal | Free |
Features
- ✓SEPA transfers
- ✓Bank ID support
- −Mobile app
- ✓Two-factor authentication
- ✓Cold storage custody
- −Proof of Reserves
- −Derivatives (futures/perp)
- ✓20+ crypto trading pairs
Supported fiat currencies: EUR
Pros
- ✓MiCA CASP licence (FIN-FSA, 2025-09-12) with full EEA passport
- ✓Advice and portfolio management — institutional quality
- ✓Cold storage + client fund segregation
- ✓8 years of experience (since 2017)
- ✓BankID support
Cons
- ✗B2B/HNW focus — not a beginner platform
- ✗No mobile app
- ✗No retail UI for classic trading
- ✗High minimums for institutional clients
- ✗More asset manager than exchange
Full review
Tesseract — Tesseract Investment Oy
Tesseract Investment Oy is a Helsinki-based institutional digital asset manager. MiCA CASP licence effective 2025-09-12 with full 30-country EEA passport. Five service categories, including advice and portfolio management — a rare combination in the MiCA ecosystem.
Licensing
Finanssivalvonta (FIN-FSA) issued the MiCA CASP licence on 2025-09-12. Registered in FI.
Fees
| Service | Cost |
|---|---|
| Spot maker | 1.0% |
| Spot taker | 1.0% |
| SEPA deposit | €0 |
| Card deposit | 0% |
| SEPA withdrawal | €0 |
| Instant buy spread | 1.0% |
Features
- Supported coins: 20+
- Fiat currencies: EUR
- Mobile app: ✗ no
- 2FA: ✓ yes
- Cold storage: ✓ yes
- Client fund segregation: ✓ yes
- BankID/MitID: ✓ yes
- Derivatives: ✗ no
Pros
- MiCA CASP licence (FIN-FSA, 2025-09-12) with full EEA passport
- Advice and portfolio management — institutional-grade service
- Cold storage + client fund segregation
- 8 years of experience (since 2017)
- BankID support
Cons
- B2B/HNW focus — not a platform for beginners
- No mobile app
- No retail UI for standard trading
- High minimum amounts for institutional clients
- Not a classic exchange — closer to an asset manager
Summary
Tesseract is a crypto-specialist asset manager rather than a traditional exchange. Well suited to HNW investors and institutional clients seeking regulated digital asset exposure with professional oversight. For beginners or retail traders, Coinmotion or NorthCrypto would be a better fit.
Review prepared on 2026-05-07 using the ESMA Interim MiCA register (https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv) and the company's website. Detailed fees and services may vary — always check the current terms at before trading.