Northcrypto
Northcrypto Oy · FI · 7 countries served
Northcrypto Oy is a Finnish retail exchange with FIN-FSA MiCA CASP licence (2025-11). Focuses on Finnish and Scandinavian markets with full FI/SV/EN interface and BankID support. ~50 most popular cryptocurrencies, simple beginner-oriented UX.
NorriWire does not maintain an affiliate agreement with this platform.
Fees
| Spot maker | 0.99% |
| Spot taker | 0.99% |
| SEPA deposit | Free |
| Card deposit | 2.50% |
| SEPA withdrawal | Free |
| Crypto withdrawal (avg) | €0.00 |
Features
- ✓SEPA transfers
- ✓Bank ID support
- ✓Mobile app
- ✓Two-factor authentication
- ✓Cold storage custody
- −Proof of Reserves
- −Derivatives (futures/perp)
- ✓50+ crypto trading pairs
Supported fiat currencies: EUR
Pros
- ✓FIN-FSA MiCA CASP licence (2025-11)
- ✓Full FI/SV/EN interface
- ✓BankID + Trustly support
- ✓Simple beginner-oriented UX
- ✓EU passport across remaining EEA countries
Cons
- ✗Only ~50 coins
- ✗0.99% spread — mid-range price
- ✗EUR-only fiat
- ✗No LV/LT/EE language
- ✗Small company — liquidity risk
Full review
Northcrypto — Northcrypto Oy
Northcrypto Oy is a Finnish retail exchange holding a FIN-FSA MiCA CASP licence (2025-11). The platform is focused on the Finnish and Scandinavian markets, with a full FI/SV/EN interface and BankID support. It offers around 50 of the most popular cryptocurrencies and a straightforward UX aimed at beginners.
Licensing
FIN-FSA Finland issued the MiCA CASP licence on 2025-11-25. Registered in Finland with EU passport rights covering the remaining 30 EEA countries.
Fees
| Service | Cost |
|---|---|
| Spot maker | 0.99% |
| Spot taker | 0.99% |
| SEPA deposit | Free |
| Card deposit | 2.5% |
| SEPA withdrawal | Free |
| Instant buy spread | 0.99% |
Features
- Supported coins: 50+
- Fiat currencies: EUR
- Mobile app: ✓ yes
- 2FA: ✓ yes
- Cold storage: ✓ yes
- Proof of Reserves: ✗ no / not publicly available
- BankID/MitID: ✓ yes
- Derivatives: ✗ no
Pros
- FIN-FSA MiCA CASP licence (2025-11)
- Full FI/SV/EN interface
- BankID + Trustly support
- Simple, beginner-oriented UX
- EU passport rights across the remaining EEA countries
Cons
- Only ~50 coins
- 0.99% spread — mid-range pricing
- EUR fiat only
- No LV/LT/EE language support
- Small company — liquidity risk
Summary
A solid choice for Finnish and Swedish beginners who prefer BankID. For a broader altcoin selection or active trading, Bitvavo or Kraken are better suited.
Review prepared on 2026-05-05 using official regulatory registers and the company's pricing page. Before trading, verify the current fees and terms on the https://www.northcrypto.com website.