Coinbase EU
Coinbase Luxembourg, S.A. (CB Lux); Coinbase Global, Inc. (mātes) · LU · 8 countries served
Coinbase Luxembourg (CB Lux) obtained a full MiCA licence from CSSF (2025-06-20) — the first US exchange with this status. Parent Coinbase Global, Inc. (NASDAQ: COIN) is the largest US public crypto company with 100M+ global users.
NorriWire does not maintain an affiliate agreement with this platform.
Fees
| Spot maker | 0.40% |
| Spot taker | 0.60% |
| SEPA deposit | Free |
| Card deposit | 3.99% |
| SEPA withdrawal | €0.15 |
| Crypto withdrawal (avg) | €8.00 |
Features
- ✓SEPA transfers
- −Bank ID support
- ✓Mobile app
- ✓Two-factor authentication
- ✓Cold storage custody
- −Proof of Reserves
- −Derivatives (futures/perp)
- ✓240+ crypto trading pairs
Supported fiat currencies: EUR, USD, GBP
Pros
- ✓Full MiCA licence (CSSF Luxembourg, 2025-06-20) — first US company in EU
- ✓Largest US public crypto company (NASDAQ: COIN, ~$6.9B revenue 2025)
- ✓100M+ global users, $516B custodial assets — institutional trust
- ✓98% of client funds in cold storage + Lloyd's insurance
- ✓Available across 27 EU member states and EEA
- ✓Full transparency — 10-K, 10-Q, proxy statements (SEC filings)
Cons
- ✗🚨 High Pro fees: 0.40% maker / 0.60% taker (entry tier) — Bitvavo ~2x cheaper
- ✗Standard app fees 1.49% + spread = 2-3% effective cost
- ✗No Proof of Reserves — relies on SEC audit (Deloitte)
- ✗2025-06 data leak via insider in India — social engineering ongoing
- ✗No Baltic/Nordic UI localization (EN only)
Full review
Coinbase EU — the first US company with full MiCA authorisation in Europe
Coinbase Global, Inc. is a crypto exchange and publicly listed company (NASDAQ: COIN) founded in the United States in 2012. Coinbase holds the strongest brand recognition in the crypto sector worldwide, with 110M+ verified users. In June 2025, Coinbase Luxembourg, S.A. (CB Lux) received a full MiCA CASP licence from Luxembourg's CSSF — becoming the first US company to hold this licence.
In the Norriwire context, Coinbase EU is the go-to choice for a security-conscious audience — though it comes with a significant affiliate limitation (commission window of just 3 months).
Where Coinbase excels
Global brand recognition. Coinbase is the most widely recognised crypto brand in the world — particularly among beginners in the US and EU. This translates into a high level of trust, both in the parent company and among first-time investors.
MiCA Luxembourg passport. The Coinbase MiCA passport covers:
- Custody and administration
- Trading platform
- Transfer of crypto-assets
- Conversion between crypto and fiat
Available across all 27 EU member states and the EEA.
Broad product offering:
- Spot trading (200+ cryptocurrencies)
- Earn (staking)
- Coinbase Wallet (self-custody)
- Coinbase Card (debit card with crypto rewards)
- Coinbase Prime (institutional)
Fees
Coinbase is well known for its high fees — the premium you pay for brand recognition:
| Service | Fee |
|---|---|
| Spot maker (Advanced Trade) | 0.40% |
| Spot taker (Advanced Trade) | 0.60% |
| Standard purchase (app) | 1.49% + spread |
| SEPA deposit | 0 EUR |
| Card deposit | 3.99% |
| Coinbase One | $29.99/month (zero fees on select transactions) |
Real cost of buying BTC via the standard app: 2–3% inclusive of spread — higher than Bitpanda at 1.49% and Coinmotion at 1.0%.
Security
Coinbase operates at the highest security standards in the US-regulated space: