Bitstack
Bitstack SAS · FR · 8 countries served
Bitstack SAS is a French Bitcoin DCA (Dollar Cost Averaging) app with AMF MiCA CASP licence (2025-07). Mobile-first round-up and automatic recurring buy model — round-up from payment card to Bitcoin.
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Fees
| Spot maker | 1.00% |
| Spot taker | 1.00% |
| SEPA deposit | Free |
| Card deposit | 1.50% |
| SEPA withdrawal | Free |
| Crypto withdrawal (avg) | €0.00 |
Features
- ✓SEPA transfers
- −Bank ID support
- ✓Mobile app
- ✓Two-factor authentication
- ✓Cold storage custody
- −Proof of Reserves
- −Derivatives (futures/perp)
- ✓5+ crypto trading pairs
Supported fiat currencies: EUR
Pros
- ✓AMF MiCA CASP licence (2025-07)
- ✓Card round-up to BTC — unique passive UX
- ✓Recurring buy automation
- ✓BTC-only focus = simple
- ✓Strong French market position
Cons
- ✗Bitcoin-only — no altcoins
- ✗No Pro UI for active trading
- ✗Mainly French language
- ✗No LV/LT/EE-language support
- ✗Limited fiat (EUR only)
Full review
Bitstack — Bitstack SAS
Bitstack SAS is a French Bitcoin DCA (Dollar Cost Averaging) app holding an AMF MiCA CASP licence (2025-07). It follows a mobile-first, round-up and automatic recurring buy model — rounding up card payments and converting the difference into Bitcoin.
Licensing
AMF France issued its MiCA CASP licence on 2025-07-01. Registered in FR with EU passport rights across the remaining 30 EEA countries.
Fees
| Service | Cost |
|---|---|
| Spot maker | 1% |
| Spot taker | 1% |
| SEPA deposit | Free |
| Card deposit | 1.5% |
| SEPA withdrawal | Free |
| Instant buy spread | 1% |
Features
- Supported coins: 5+
- Fiat currencies: EUR
- Mobile app: ✓ yes
- 2FA: ✓ yes
- Cold storage: ✓ yes
- Proof of Reserves: ✗ no / not publicly available
- BankID/MitID: ✗ no
- Derivative instruments: ✗ no
Pros
- AMF MiCA CASP licence (2025-07)
- Round-up and DCA automation
- Mobile-first, straightforward UX
- Just 5 core coins — focused on BTC
- Self-custody support
Cons
- Only 5 coins (BTC, ETH, etc.)
- EN/FR interface only
- 1% spread
- EUR only
- Passive investors only — no active trading
Summary
Well suited to passive long-term BTC DCA investors who prefer mobile. Not appropriate for active traders or altcoin enthusiasts.
Review prepared on 2026-05-05 using official regulatory registers and the company's pricing page. Always check the current fees and terms on the https://www.bitstack.app website before trading.