Wirex Visa Card
Wirex · VISA debit
Wirex Visa Card with 0% FX and 250 EUR free ATM monthly. Cashback 0.5-4% in WXT token, less liquid than CRO or BEST. EMI licence in Lithuania after UK migration.
NorriWire does not maintain an affiliate agreement with this issuer.
Cashback
0.5%
WXT
Monthly fee
Free
FX markup
0.00%
over ECB
Fees
| Issuance | Free |
| Monthly fee | Free |
| FX markup | 0.00% |
| Free ATM per month | €250 |
| ATM fee thereafter | 1.50% |
| Card replacement | €6.00 |
Features
- ✓Physical card
- ✓Virtual card
- ✓Contactless payments
- ✓Apple Pay
- ✓Google Pay
- ✓Support for 60+ crypto balances
Supported fiat currencies: EUR, USD, GBP
Pros
- ✓LT EMI licence (post-Brexit migration)
- ✓0% FX markup
- ✓€250 free ATM monthly
- ✓Cashback 0.5-4% WXT
- ✓Apple Pay and Google Pay
- ✓Available in all 7 Norriwire target countries
Cons
- ✗WXT token less liquid than CRO/BEST
- ✗Higher cashback requires WXT staking
- ✗Cashback value depends on WXT price
- ✗Multi-currency Stable Token only via paid plans
Full review
Wirex Visa Card — Wirex Visa card with 0% FX and €250 free ATM withdrawals per month. Cashback of 0.5–4% in WXT token, which is less liquid
Wirex Visa card with 0% FX and €250 free ATM withdrawals per month. Cashback of 0.5–4% paid in WXT token, which is less liquid than CRO or BEST. EMI licence held in Lithuania following migration from the UK.
Key advantages
- 0% FX markup (comparable to Crypto.com; Bitpanda charges 1.49%)
- €250 free ATM withdrawals per month
- Fast application process with straightforward KYC
- Premium plan available for just €50/month (1.5% cashback)
- LT EMI licence — EU-regulated following post-Brexit migration
Key drawbacks
- WXT token is less liquid (lower market capitalisation than CRO/BEST)
- Limited crypto selection (~60 assets versus Crypto.com's 250)
- MiCA CASP licence not yet obtained
- No Latvian language support
Bottom line
Wirex is a solid middle-ground card with reasonable fees and 0% FX. The main risk lies in its dependence on WXT for cashback — if you have no interest in holding WXT, the card's value proposition drops considerably.