Mercuryo Card
Mercuryo · VISA prepaid
Mercuryo Card is an Estonian EMI-licensed prepaid card with 150+ cryptocurrency support and exchange integration. No cashback, but allows direct spending from crypto balances. Available in Estonia and Baltic+Nordic countries (except Norway).
NorriWire does not maintain an affiliate agreement with this issuer.
Cashback
0.0%
EUR
Monthly fee
Free
FX markup
2.50%
over ECB
Fees
| Issuance | €5.00 |
| Monthly fee | Free |
| FX markup | 2.50% |
| Free ATM per month | — |
| ATM fee thereafter | 2.50% |
| Card replacement | €10.00 |
Features
- ✓Physical card
- ✓Virtual card
- ✓Contactless payments
- ✓Apple Pay
- ✓Google Pay
- ✓Support for 150+ crypto balances
Supported fiat currencies: EUR, USD
Pros
- ✓EE EMI licence + EU passport
- ✓150+ cryptocurrency support
- ✓Direct crypto-to-EUR conversion
- ✓Free issuance + no monthly fee
- ✓Apple Pay and Google Pay
Cons
- ✗No cashback rewards
- ✗No physical card option
- ✗FX markup 1.5%
- ✗Limited fiat support (EUR only)
- ✗No NO availability
Full review
Mercuryo Card — Estonia-based EMI-licensed prepaid card with support for 150+ cryptocurrencies and exchange integration
Mercuryo Card is an Estonian EMI-licensed prepaid card offering support for 150+ cryptocurrencies and built-in exchange integration. There's no cashback, but it lets you spend directly from your crypto balances. For users in Estonia and the Baltic region, it's a natural first consideration.
Key advantages
- Estonian EMI licence (Finantsinspektsioon) — a local regulatory authority
- Support for 150+ cryptocurrencies
- Available in all 7 Norriwire target countries
- Direct exchange integration — buy and spend within a single app
- Apple Pay and Google Pay support
Key drawbacks
- No cashback (unlike Crypto.com or Bitpanda)
- High FX markup fees (2.5%)
- €5 issuance fee
- Free ATM withdrawals = €0
- No Latvian language support
Bottom line
A straightforward crypto-to-EUR card with no cashback perks. Worth considering only if an EE-based EMI issuer and broad altcoin support are your priorities. Cost-conscious users will find Bitpanda or Wirex better options.