Gnosis Pay Card
Gnosis Pay (UAB Monavate, Lietuva EMI) · VISA debit
Issuer is MiCA-licensedEMI LT★ 4.1 / 5
Gnosis Pay is the first fully self-custody Visa card: funds stay in the user's Safe wallet on Gnosis Chain, and the card pulls EURe at point of sale. EEA issuer UAB Monavate (Bank of Lithuania EMI). 0% FX, up to 5% GNO cashback. Available in LV/LT/EE + FI/SE/NO/DK.
Visit Gnosis Pay (UAB Monavate, Lietuva EMI) ↗
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Cashback
5.0%
GNO
Monthly fee
Free
FX markup
0.00%
over ECB
Fees
| Issuance | Free |
| Monthly fee | Free |
| FX markup | 0.00% |
| Free ATM per month | €200 |
| ATM fee thereafter | 2.00% |
Features
- ✓Physical card
- ✓Virtual card
- ✓Contactless payments
- ✓Apple Pay
- ✓Google Pay
- ✓Support for 1+ crypto balances
Supported fiat currencies: EUR
Pros
- ✓Fully self-custody (Safe wallet on Gnosis Chain)
- ✓EEA issuer in Lithuania (UAB Monavate) — regional proximity
- ✓0% FX, no monthly fee, Apple/Google Pay
- ✓Up to 5% GNO cashback; physical + virtual card
Cons
- ✗EURe-only spending — other crypto must be converted
- ✗Meaningful cashback needs holding/staking GNO
- ✗Non-EUR Nordic currencies convert from a EUR balance
- ✗Self-custody UX is more complex; you hold the keys