Bybit Card
Bybit · MASTERCARD prepaid
⚠️ Limited EEA availability — Bybit Card is a Mastercard prepaid card from Bybit EU GmbH (Austrian FMA MiCAR, 2025-05-28). Bybit is the largest global derivatives exchange, but card availability for Baltics+Nordics is restricted — DK/EE/FI/LV/LT/SE/NO clients cannot apply. Available in DE/FR/IT/ES and other EEA countries.
NorriWire does not maintain an affiliate agreement with this issuer.
Cashback
2.0%
USDT
Monthly fee
Free
FX markup
0.50%
over ECB
Fees
| Issuance | Free |
| Monthly fee | Free |
| FX markup | 0.50% |
| Free ATM per month | €200 |
| ATM fee thereafter | 2.50% |
| Card replacement | €10.00 |
Features
- ✓Physical card
- ✓Virtual card
- ✓Contactless payments
- ✓Apple Pay
- ✓Google Pay
- ✓Support for 1000+ crypto balances
Supported fiat currencies: EUR
Pros
- ✓Full MiCAR licence (FMA Austria, 2025-05-28)
- ✓Broadest crypto-asset funding (1000+ tokens)
- ✓No monthly fee, no issuance fee
- ✓Low FX markup (0.5%)
- ✓€200 free ATM monthly
- ✓Apple Pay and Google Pay
- ✓Cashback in USDT (stable value)
Cons
- ✗🚨 NOT available in Baltics or Nordics (DK/EE/FI/LV/LT/SE/NO clients cannot apply)
- ✗2025-02-21 $1.5B Lazarus hack — compensated, but reputation lingers
- ✗EUR fiat only
- ✗2% cashback requires €1000+ Bybit BalanceVIP
- ✗Card UI no LV/LT/EE/FI/SE languages
- ✗Bybit primary focus — derivatives, not cards
Full review
Bybit Card — Bybit EU GmbH
⚠️ Available in select EEA countries only — Bybit Card is a Mastercard prepaid card issued by Bybit EU GmbH (Austrian FMA MiCAR licence, 2025-05-28). Bybit is the world's largest derivatives exchange, but card availability in the Baltic and Nordic regions is restricted — customers in DK/EE/FI/LV/LT/SE/NO cannot apply. Available elsewhere in the EEA (DE/FR/IT/ES, etc.).
Licensing
FMA (Austria) — Bybit EU GmbH (registered AT). MiCA compliance: full.
Fees
| Service | Cost |
|---|---|
| Issuance | €0 |
| Monthly fee | €0 |
| FX markup | 0.5% |
| ATM free allowance | €200/month |
| ATM over limit | 2.5% |
| Card replacement | €10 |
Cashback
- Standard: 2% USDT
- Staking required: no
Features
- Physical card: ✓
- Virtual card: ✓
- Apple Pay: ✓
- Google Pay: ✓
- Supported fiat currencies: EUR
- Crypto asset funding: 1,000+
Pros
- Full MiCAR licence (FMA Austria, 2025-05-28)
- Widest crypto selection for funding (1,000+ tokens)
- 0% monthly fee, 0% issuance fee
- Low FX markup (0.5%)
- €200 free ATM withdrawals per month
- Apple Pay and Google Pay supported
- Cashback in USDT (stable value)
Cons
- 🚨 NOT available in the Baltic states or Nordic countries (DK/EE/FI/LV/LT/SE/NO customers cannot apply)
- 2025-02-21 $1.5B Lazarus hack — fully compensated, but reputational impact remains
- EUR fiat only
- 2% cashback requires €1,000+ Bybit Balance VIP status
- Card UI not available in LV/LT/EE/FI/SE languages
- Bybit's core focus is derivatives, not card products
Summary
Bybit Card is unavailable in Norriwire's primary coverage region (Baltics and Nordics). We have retained it in the catalogue for reference purposes and for European visitors travelling or residing in DE/FR/IT/ES. For Baltic and Nordic users, Crypto.com Visa, Bitpanda Card, or the new Coinbase Card are better alternatives.